How to Calculate the Value of Any Sterling Silver Item

If you’ve ever picked up a sterling silver spoon, bracelet, or candlestick and wondered, “What is this actually worth?” you’re not alone. Luckily, there’s a straightforward way to estimate the melt value of any sterling silver item. All you need is the current silver spot price, a kitchen scale, and one simple formula. The Formula The approximate melt value of sterling silver can be calculated with this formula: (Silver Spot Price) × (Weight in Avoirdupois Ounces) × 0.911 × 0.925 ...

September 15, 2025 · 2 min · 367 words · Newsroom

Decades-Old Student Loans? Here's How to Know if You're Truly Debt-Free (New York Edition)

You’ve probably been carrying this in the back of your mind for years. Maybe you haven’t heard from anyone in over a decade. Maybe the loan has been sold to a third or fourth collector by now and you’ve long since lost track of who even holds it. Maybe you’re just waiting — not sure if you’ll ever hear from them again, or if a letter is going to show up next month demanding a number you can’t pay. ...

August 22, 2025 · 6 min · 1199 words · Newsroom